Starting a tech business in KL, Cyberjaya or Selangor? You’ll need money at every stage. 3 out of 4 startups fail before getting big funding (Wall Street Journal, 2012).
At SouthernSME, we help tech startups get funding fast when they need it most.
Stage 1: Starting Out (0-6 Months)
What you need: RM10K-50K to build your first product
Where to get it:
✔ Your own savings
✔ Angel investors
✔ Our quick micro loans (get RM50K in 1 day)
Stage 2: First Customers (6-18 Months)
What you need: RM50K-300K to grow your team
Smart options:
✓ Government grants (slow but free money)
✓ Our growth loans (no collateral needed)
⚠️ Don’t get stuck: Most KL startups wait too long for grants.
Stage 3: Going Big (2-3 Years)
What you need: RM1M-5M to expand
How we help:
• Cash while waiting for investors
• Money for equipment/offices
• Loans to buy other companies
Why Choose Us Over Banks?
• Faster: Money in days, not months
• Easier: We understand tech businesses
• Flexible: Pay when you can
Get Money in 3 Easy Steps
- Send us your pitch + bank statements
- Choose loan terms (3-24 months)
- Get cash in 1-3 days
💡 Pro tip: Ask about our "Between Funding" loan when waiting for investors.
📍 We serve: KL • Cyberjaya • PJ • Johor